843.839.4878
1600 Farrow Parkway B7, Myrtle Beach, SC 29577
info@sands-realty.com

Buyers Closing Checklist

COUNTDOWN TO THE FINAL CLOSING

Congrats! Signing a contract on a new home is quite an accomplishment. You and one of our Sands Realty agents successfully negotiated a price and now you’re one step closer to having keys in hand. But we still have work to do until the final closing, which we’ll help guide you through with ease, using our thorough closing checklist.

IMMEDIATELY

FINALIZE YOUR MORTGAGE & SCHEDULE A HOME INSPECTION

Your contract will specify a set amount of time to secure a loan to purchase the home. We strongly recommend a home inspection right away so you have time to address any issues with the home before you officially own it. To learn more about what a home inspection covers and your options should you find issues with the home, check out our page on Home Inspections.

THREE WEEKS BEFORE CLOSING

SCHEDULE AN APPRAISAL

This is required by your lender (and part of your closing costs) to determine whether the seller’s asking price is higher or lower than the actual value of the home. The cost of the appraisal is typically part of your closing costs (rather than the seller’s cost). The results of the appraisal may require renegotiation of the contract, so it’s a good idea to have it done early.

PERFORM TITLE RESEARCH

Your title company will make sure there aren’t any issues with the property, like outstanding mortgages, unpaid taxes or additional restrictions that could affect your ownership

SCHEDULE YOUR MOVE

You should schedule movers about three weeks before move-in date and start the long process of packing.

TWO WEEKS BEFOR THE CLOSING

BUY HOMEOWNER’S INSURANCE & WARRANTY

Shop around and compare quotes before you decide on one policy; remember, flood insurance will have to be purchased separately. You will complete the purchase of your homeowner’s insurance at closing. A home warranty is an important consideration when purchasing a resales home and a Sands Realty agent can guide on which plan is right for your home. 

SCHEDULE THE CLOSING

We’ll contact all parties involved in the sale to schedule the best day and time for the closing; it can take more than an hour so prepare accordingly.

ONE WEEK BEFORE CLOSING

PLAN A FINAL WALK-THROUGH

This is an important final step about one or two days before closing to make sure all is in place before you move in.

PLAN YOUR MOVE

During the complicated process of completing your home purchase, it can be easy to overlook the little details you will need to complete soon after closing, like changing your address and transferring utilities to your name. Be sure to review our New Homeowner’s Checklist and make a plan for moving in to your new home. 

GET CERTIFIED CHECKS

This is how you will pay for final closing costs to the title company and seller. It’s a good idea to also bring personal checks in case there’s any last-minute payments needed.

BRING TO THE FINAL CLOSING

Typically, both parties meet at the attorney’s office at different times to sign all required documents. As a buyer, you will have quite a bit of paperwork to sign – especially if you have taken out a loan to purchase the property. Bring a photo ID, certified checks from your bank, copy of homeowner’s insurance, and any documents related to the sale of your home (inspection reports, copy of contract).

WHAT TO BRING TO CLOSING


  • Photo ID
  • Certified checks from the bank
  • Copy of homeowner’s insurance
  • All documents related to the sale of the home (inspection reports, copy of contract, etc.)
  • Once both you and the seller complete the closing process and the title company has received the funds, you will receive keys to the property and the process is complete!

Sands Realty Group - Briggs Dickerson Broker-In-Charge

Briggs Dickerson, Broker-In-Charge

WE’RE HERE FOR YOU!

If you’re ready to buy, sell or build a home, call Sands Realty Group now at 843.839.4878 and one of our top agents will sit down and discuss the best plan for you. Alternatively, complete the contact form and a buyer specialist will be in touch with you within 24 hours. We look forward to hearing from you!

Feel free to call or email me for a confidential, no pressure conversation.

Email: briggs@sands-realty.com
Phone: 843.222.5963
Address: 1600 Farrow Parkway Suite B-7, Myrtle Beach, SC 29577

Ready To Talk! Let's Get In Touch.